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- Amazon has an FSA/HSA store where you can buy medical items and personal care items using your pre-tax HSA and FSA funds.
- Below, you can find out more about how it works, the categories included, and some eligible items.
You probably already know that you can use Amazon to order groceries online and stream TV shows, but you may have overlooked its FSA/HSA store where you can pay with your FSA or HSA cards at checkout.
Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) are health benefit accounts that let users contribute a portion of pre-tax money from their salary to an account that covers medical expenses they’d otherwise need to pay for out-of-pocket. It’s also worth noting that HSA funds don’t have an expiration date, though FSA funds do typically expire in December or mid-March.
You can also use some Health Reimbursement Arrangements (HRAs) on Amazon, though they all have different eligibility and rules so you’ll want to check with your plan or employer first.
Amazon’s FSA and HSA store includes a ton of categories, including baby care, brace supports, and first aid.
Like the rest of Amazon, the FSA and HSA Store has a bevy of products available.
Your HSA/FSA funds can be used to buy everything from traditional medical supplies to personal care items, including blood pressure monitors, condoms, contact lens solution, wet wipes, air purifiers, multivitamins, antacids, band-aids, supplements, and more. You can even buy skincare like Neutrogena’s Ultra Sheer Sunscreen and Blistex lip balm. The shop also recently added tampons (newly covered as part of 2020’s CARES act) and over-the-counter medications like Tylenol. You can find the full list of categories to shop here.
If you’re using an FSA plan, make sure to order so that the item is shipped before your funds expire; Amazon only charges your card once the item is shipped. If you place an order and your funds expire before it ships, you’ll be out of luck. And, should you need to return something, your refund will go back to your HSA/FSA card.
We’ve also rounded up a few of the items you might be surprised to know you could be purchasing with your HSA/FSA funds, like cult-favorite sunscreens and acne treatments, which you’ll find below.
10 products you can buy with your FSA/HSA money on Amazon
This tinted sunscreen has SPF 30 and includes what the company describes as a “universal tint for all skin tones” that imparts a healthy glow and offsets the white-cast that’s traditionally expected from mineral sunscreens. Three essential ceramides in the formula help to restore the skin’s natural barrier.
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